Crowd funding and Peer-to-peer lending


crowdfunding stevenage hertfordshire

What is crowdfunding?

Crowdfunding is the way those who have money to invest in companies are introduced to companies who want to use their money as equity or share finance.

Once a target amount is reached, the paperwork is signed off, the investment goes live and the funding is put in place.

In some cases if the target amount is not reached in a set time, the money is returned to investors.

Crowdfunding websites include


and Seedrs


What is Peer-to-Peer Lending?

It is an alternative form of lending and investing, only this time it is in the form of a loan, invoice discounting or asset finance. The mainstream lenders are cut out by matching individual borrowers (Companies) directly with investors.

The main peer-to-peer lenders to companies include

Funding Circle

Platform Black

rebuilding society

Market Invoice



Sites: You can see these forms of new finance come in many different forms and before you consider using it as a means of raising funds you should consider your options. Many entrepreneurs have turned to non-bank lending channels for cash to help nurture their ideas. Over the past few years, the alternative finance market has matured and now includes an array of peer-to-peer lenders, crowdfunding sites and invoice-factoring platforms some of which are shown above

The Corporate Finance Network, a national network of accountants who advise SMEs on corporate finance matters, has developed an App for Crowdfunding options which identifies suitable platforms for you.

Association of Crowdfunding Experts.

The Corporate Finance Network,  has announced which of its member firms have already met the criteria to become accredited members of their newly-formed specialised group, the Association of Crowdfunding Experts.

Andrew Watkin based in Stevenage, Hertfordshire, has been designated a ‘Crowdfunding Master’ and is the first port of call for any clients or businesses interested in understanding if crowdfunding or peer-to-peer lending is right for their business.


  • The Business & Technology Centre, Bessemer Drive,
    Stevenage, Hertfordshire
    SG1 2DX United Kingdom
    07860 898452
    Company Number 08414792 Incorporated in England & Wales

    Selling, Buying and raising finance for businesses